No, not the creepy clown from IT, more like Uncle Pennybags. As we head into the holiday season, … [More...]
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Budgeting Like Dieting Doesn’t Work, Here Is an Alternative
Budgeting like dieting doesn't work because folks don't embed it in their lifestyles. Usually, it's … [More...]
How to Pay for Addiction Treatment
If you or a loved one has faced addiction, you’re not alone. One in seven Americans will face … [Read More...]
How I “Sharpen My Axe” Each Day – and Why
Last week, I wrote an article about goal-oriented paper planners. During that article, I mentioned … [Read More...]
ChexSystems: Like a Credit Score for Your Banking Habits
You’re probably well aware of the existence (and importance) of credit scores, even if you couldn’t cite your own off the top of your head. But did you know there’s a similar consumer reporting system for your banking habits? It’s called ChexSystems … [Read More...]
53 Million Americans Drowning In Cycle Of Low-Wage Work
It's the "Greatest Economy Ever," right? Well, it depends on who you ask. For instance, a new report sheds light on 53 million Americans, or about 44% of all US workers, aged 18 to 64, are considered low-wage and low-skilled. Many of these … [Read More...]
6 Alternative Housing Options That Can Help You Save Money
The rent is too darn high, and it’s hard to catch a break. The same can be said about paying the mortgage each month. With housing costs eating up about a third of many household budgets, it’s typically the highest single expense Americans face each … [Read More...]
Cost-Effective Strategies for Handling and Preventing the Winter Blues / Seasonal Affective Disorder
I want to start off by telling you a story, one that I’ve brought up in bits and pieces in the past on The Simple Dollar, but on the event of this most recent switch from Daylight Savings Time to regular time, I woke up one morning this week feeling … [Read More...]